Payments

Future of Payments is Invisible and Embedded

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Transformative Payments Solutions

As digital transformation accelerates across economies, payments are shifting from a visible action to a seamless experience that’s intelligent, contextual, and embedded into everyday life. Cashless societies are a reality in many economies. From real-time settlements to frictionless customer journeys, the payments ecosystem is being redefined by modernization, interoperability, and data-driven intelligence.

At Milestone Technologies, we help financial institutions, payments providers, and merchants modernize legacy platforms, adopt emerging payments methods, and meet evolving regulatory mandates while delivering payments experiences that are secure, resilient, and truly future-ready.

There is an accelerating shift toward enhancing payments experiences through innovations in digital wallets, card technology, embedded payments, and digital identity solutions. At the same time, evolving regulatory mandates such as IPR, DORA, PCI DSS, CBPR+, and data localization are placing increased demands on financial institutions’ compliance and operational bandwidth. AI is now playing a critical role in automating servicing, optimizing transaction routing, and unlocking actionable insights through payments data analytics. Through it all, Milestone Technologies remains a trusted partner helping clients navigate complexity and drive measurable impact across their payments transformation journey.

• Modernize legacy payments platforms to support emerging digital payment methods
• Deliver secure and seamless payments experiences through real-time settlements and embedded technologies
• Navigate complex regulatory mandates including IPR, DORA, PCI DSS, CBPR+, and data localization
• Leverage AI to automate servicing, optimize transaction routing, and unlock insights from payments data

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Core Offerings

Our Payments Services are built to help businesses confidently navigate the rapidly evolving digital payments landscape. Whether it’s modernizing legacy infrastructure, enabling real-time payments capabilities, integrating next-gen technologies like AI and crypto, or meeting complex compliance requirements, we deliver end-to-end solutions tailored to your industry, scale, and strategic goals.

Payments Product Engineering

We architect and modernize payments systems to meet the demands of today’s digital-first landscape.

• Payments Modernization
• Payments Cloud Migrations
• Platform Architecture Assessments

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AI & Data in Payments

At Milestone, we unlock the value of payments data, powering smarter decisions across servicing, routing, and fraud mitigation.

• Data Analytics
• Payments Data Store
• Data Market Place
• AI in Payments Servicing, Routing, Fraud Risk Models

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Real-Time Payments and ISO 20022 Remediations

Milestone implements and scales real-time infrastructure while enabling global interoperability through ISO standards.

• RTP implementations
• ISO Send Receive Functions
• Cross-border Scheme Integrations

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Payment Gateways and Payments Resiliency

At Milestone, we ensure availability, scalability, and compliance across payments ecosystems.

• Processor/Gateway Migrations
• Availability/Resiliency Framework
• Business Observability

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Embedded Payments

Milestone empowers its clients to seamlessly embed payments into platforms across industries while enhancing customer experience and increasing monetization.

• Use cases in travel, hospitality, retail, healthcare, and financial services
• Marketplace Distribution Models

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Compliance, Regulatory, and Alternative Payments

Stay ahead of complex global mandates while exploring the value of emerging payments instruments.

• Crypto, CBDCs, Stablecoins
• PCIDSS, IPR, DORA, CBPR+, Data Localization

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Real stories, tangible results!

Our payments expertise has helped global clients modernize legacy systems, launch real-time payments platforms, migrate to the cloud, and embed AI into mission-critical processes.

Transforming Global Disbursements & Collections for a Leading Cross-Border Payments Platform

Transformed disbursements and collections for a $152B global cross-border payments leader with API-first design, FX integrated platform, and real-time treasury flow visibility while achieving same-day payouts and scalable global operations.

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Revolutionizing Risk & Compliance for a Global Acquirer

Delivered an AI powered platform to help a global acquirer operating in high-risk sectors like crypto & FX automate AML/KYC and manage $5B+ in exposure while executing 300+ real-time decisions per second driving precision, speed, and compliance at scale.

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Building a Future-Ready Payments Platform

A global payments leader processing $152B annually, accomplished end-to-end modernization of its platforms with 250+ microservices, 1M+ daily screenings, and a resilient multi-cloud architecture unlocking agility, scalability, and faster go-to-market execution.

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Transforming Merchant Onboarding with End-to-End Digital Automation

Supported a global payments leader to digitize merchant onboarding, cutting approval times from 2 weeks to minutes, tripling application capacity, and reducing costs by 70% through end-to-end automation.

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Latest Insights

Stablecoins and the rise of Digital Money in Payments Industry

• Article

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The Future of Banking and Payments

• Article

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Unleashing the Power of Agentforce 360 for Smarter Payments

• Article

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Why Milestone Technologies?

Forge partnerships that create a lasting impact.

Every payments provider faces unique challenges – from compliance mandates to scalability demands or other areas. At Milestone, we deliver bespoke modernization strategies that address your core priorities while preparing you for the future of payments.

• Proven expertise: Decades of experience modernizing platforms for banks, PSPs, Fintech companies, global merchants, etc.
• Regulatory confidence: Deep alignment with global industry standards across the globe such as PCI DSS, ISO 20022, DORA, CBPR+, data localization requirements, etc.
• Resilient by design: Architectures built for high availability, disaster recovery, and elasticity to handle dynamic volumes
• Global delivery model: Onshore, nearshore, and offshore teams ensure speed, quality, and cost efficiency through multiple engagement models
• Innovation: AI, real-time analytics, and intelligent routing are embedded during modernization, making systems future-ready

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200+

Clients

36

Countries

3,500+

Employees

28+

Years in Business

100%

Customized Solutions

Awards & Recognition

Get exactly what your business needs?

Want to explore how Milestone can elevate your payment systems? Get in touch with us today.

Get in touch with us today.

Frequently Asked Questions

1. How can Milestone help my business transition from legacy systems?

We begin a full assessment of your existing systems and then design a phased modernization plan. This ensures zero disruption while modernizing to a secure, cloud-native platform.

2. What industries do you specialize in for payments services?

We have deep experience in Retail, Fintech, Banking, Healthcare, Hospitality, and Travel, offering domain-specific bespoke solutions for our clients that address unique industry challenges.

3. Can you integrate with our existing CRM or ERP systems?

Absolutely. Our engineering teams specialize in seamless integrations with platforms like Salesforce, SAP, Oracle, ServiceNow, and more without disrupting your current operations.

4. Do you provide support for real-time payments and ISO 20022 compliance?

Yes. We not only enable real-time payments infrastructure, but also provide remediation and readiness for ISO 20022 adoption across regions.

5. What level of security can we expect with your solutions?

All solutions are built on a zero-trust architecture with layered encryption, real-time fraud monitoring, and compliance with PCI DSS, GDPR, and other global compliance standards.

6. Do you support crypto and digital currencies?

Yes. We help integrate crypto wallets, CBDCs, and other alternative payments methods, with full compliance and seamless user experience.

7. How does your AI offering improve payments operations?

Our AI solutions drive intelligent transaction routing, personalized experiences, fraud detection and prevention, personalized payments flows, and advanced analytics to maximize operational ROI.

8. Can Milestone help us embed payments into our customer journey?

Yes. We specialize in creating API-first, embedded payments solutions that integrate natively into apps, portals, and customer-facing platforms across industries.

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